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Free

Everything you need to start budgeting.

Ideal for anyone who wants a simple, no-cost way to track their spending.

✓1 basic + 1 advanced book
✓Up to 2 accounts
✓Weekly, fortnightly or monthly budgets
✓Challenges & gamification
✓Period summary
✓Recurring & upcoming transactions
✓Offline mode
✓Sync across devices

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Pro

Best for people serious about their budget who want deeper insights and no limits.

Everything in Free, plus:

✓Unlimited books, accounts & trackers
✓Advanced analytics
✓Stay on Track: daily and weekly pacing
✓Calendar view
✓Budget rollover
✓Tags & export to CSV
✓Income goals
✓App lock

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Pro Sync

For those who want their bank transactions to sync automatically, without manual entry.

Everything in Pro, plus:

✓Link your bank accounts
✓Needs & wants sorting & insights
✓Smart categorisation
✓Review & reconcile

Currently available in Australia, United States & Canada only.

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Everything side by side

	Free	Pro	Pro Sync
Books Your top-level containers for accounts, currencies, budgets, and categories	1 basic and 1 advanced	Unlimited	Unlimited
Accounts Maps your real-world money sources (e.g. bank accounts, cash) for easy tracking	Up to 2	Unlimited	Unlimited
Link your bank accounts Connect your bank and have your transactions sync automatically. Manual entry is always there when you need it.			✓
Analytics Better understand your spending habits	Basic	Advanced	Advanced
Savings and Loan Trackers Track your savings goals and loan repayments with clear progress to stay focused and motivated	Only 1	Unlimited	Unlimited
Budget Frequency Support for weekly, fortnightly, and monthly budgets	✓	✓	✓
Period Summary A summary of your best and worst performing budgets for each period	✓	✓	✓
Needs & wants insights See a breakdown of your needs vs wants spending in your period summary.			✓
Challenges Fun exercises that help you build better budgeting habits	✓	✓	✓
Recurring Transactions Automatically repeat transactions to help you plan ahead	✓	✓	✓
Upcoming Transactions Easily view upcoming transactions, whether recurring or manually added	✓	✓	✓
Timeline View All your transactions in a chronological list	✓	✓	✓
Search Find transactions by note, category, date, and more	✓	✓	✓
Categories Create your own categories with fun, customisable icons	✓	✓	✓
Smart categorisation Transactions are automatically categorised based on your spending patterns. It gets smarter over time.			✓
Review & reconcile A guided flow to review new transactions, confirm categories, and catch anything that needs attention before it hits your budget.			✓
Needs & wants sorting Sort each transaction into needs, wants, or neither to better understand your spending habits.			✓
Daily Reminder Get a nudge so you don't forget to log your spending	✓	✓	✓
Themes Switch between light and dark mode	✓	✓	✓
Sync Across Devices Access your data from any device	✓	✓	✓
Offline Mode Use the app without internet access	✓	✓	✓
Stay on Track Split your budget into weekly or daily chunks that automatically adjust as you spend more or less than planned		✓	✓
Calendar View View all your transactions on a calendar, with daily totals at a glance.		✓	✓
Rolling balance See your running account balance on the calendar so you always know where you stand.		✓	✓
Budget Rollover Carry forward leftover or overspent amounts to the next period		✓	✓
Tags Label and group transactions to keep things organised		✓	✓
Upcoming Transaction Reminders Set alerts for specific transactions so you never miss one		✓	✓
Set Goals Track income goals (ideal for casual workers)		✓	✓
Export to CSV Download your data for external use		✓	✓
App Lock Secure your financial data with additional protection		✓	✓
	Download free	Get Pro	Get Pro Sync