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Free
Free
Everything you need to start budgeting.
Start budgeting without spending anything.
- ✓1 basic + 1 advanced book
- ✓Up to 2 accounts
- ✓Weekly, fortnightly or monthly budgets
- ✓Challenges & gamification
- ✓Period summary
- ✓Recurring & upcoming transactions
- ✓Offline mode
- ✓Sync across devices
Pro
Pro
For when you're ready to go deeper.
Everything in Free, plus:
- ✓Unlimited books, accounts & trackers
- ✓Savings & Loan insights
- ✓Advanced analytics
- ✓Stay on track: daily and weekly pacing
- ✓Calendar view
- ✓Budget rollover
- ✓Tags & export to CSV
- ✓Income goals
- ✓App lock
Pro Sync
Pro Sync
Let your bank handle the data entry. You keep the review.
Everything in Pro, plus:
- ✓Link your bank accounts
- ✓Needs & Wants sorting and insights
- ✓Smart categorisation
- ✓Review & reconcile
Currently available in Australia, United States & Canada only. See supported banks
Get Pro SyncCompare Pro vs Pro Sync featuresCompare
Everything side by side
| Free | Pro | Pro Sync | |
|---|---|---|---|
Books Your top-level containers for accounts, currencies, budgets, and categories | 1 basic and 1 advanced | Unlimited | Unlimited |
Accounts Maps your real-world money sources (e.g. bank accounts, cash) for easy tracking | Up to 2 | Unlimited | Unlimited |
Link your bank accounts Connect your bank and have your transactions sync automatically. Manual entry is always there when you need it. | ✓ | ||
Analytics Better understand your spending habits | Basic | Advanced | Advanced |
Savings & Loan trackers Track your savings goals and loan repayments with clear progress to stay focused and motivated | Only 1 | Unlimited | Unlimited |
Savings & Loan insights See when you'll reach your savings goal or be debt-free, and how much sooner you'd get there by saving or repaying a little more. | ✓ | ✓ | |
Budget frequency Support for weekly, fortnightly, and monthly budgets | ✓ | ✓ | ✓ |
Period summary A summary of your best and worst performing budgets for each period | ✓ | ✓ | ✓ |
Needs & Wants insights See a breakdown of your needs vs wants spending in your period summary. | ✓ | ||
Challenges Fun exercises that help you build better budgeting habits | ✓ | ✓ | ✓ |
Recurring transactions Automatically repeat transactions to help you plan ahead | ✓ | ✓ | ✓ |
Upcoming transactions Easily view upcoming transactions, whether recurring or manually added | ✓ | ✓ | ✓ |
Timeline view All your transactions in a chronological list | ✓ | ✓ | ✓ |
Search Find transactions by note, category, date, and more | ✓ | ✓ | ✓ |
Categories Create your own categories with fun, customisable icons | ✓ | ✓ | ✓ |
Smart categorisation Transactions are automatically categorised based on your spending patterns. It gets smarter over time. | ✓ | ||
Review & reconcile A guided flow to review new transactions, confirm categories, and catch anything that needs attention before it hits your budget. | ✓ | ||
Needs & Wants sorting Sort each transaction into needs, wants, or neither to better understand your spending habits. | ✓ | ||
Daily reminder Get a nudge so you don't forget to log your spending | ✓ | ✓ | ✓ |
Themes Switch between light and dark mode | ✓ | ✓ | ✓ |
Sync across devices Access your data from any device | ✓ | ✓ | ✓ |
Offline mode Use the app without internet access | ✓ | ✓ | ✓ |
Stay on track Split your budget into weekly or daily chunks that automatically adjust as you spend more or less than planned | ✓ | ✓ | |
Calendar view View all your transactions on a calendar, with daily totals at a glance. | ✓ | ✓ | |
Rolling balance See your running account balance on the calendar so you always know where you stand. | ✓ | ✓ | |
Budget rollover Carry forward leftover or overspent amounts to the next period | ✓ | ✓ | |
Tags Label and group transactions to keep things organised | ✓ | ✓ | |
Upcoming transaction reminders Set alerts for specific transactions so you never miss one | ✓ | ✓ | |
Set goals Track income goals (ideal for casual workers) | ✓ | ✓ | |
Export to CSV Download your data for external use | ✓ | ✓ | |
App lock Secure your financial data with additional protection | ✓ | ✓ | |
| Download free | Get Pro | Get Pro Sync |
Bank sync
Is your bank supported?
Pro Sync links your accounts through Fiskil in Australia, and Plaid in the United States and Canada. Pick your country below to see which banks you can link.